Payment Policy

Payment Policy – Grainsstore.com

1. Accepted Payment Methods

• We accept payments via cash on delivery (COD), UPI, debit/credit cards, and other secure online payment gateways.
• All transactions are processed in Indian Rupees (INR).

2. Payment Confirmation

• Orders are confirmed only after successful payment authorization.
• In case of COD, payment must be made in full at the time of delivery.

3. Pricing & Taxes

• All prices listed on Grainsstore.com are inclusive of GST.
• Prices may change without prior notice, but confirmed orders will be honored at the price shown at checkout.

4. Refunds & Adjustments

• Refunds for eligible returns will be processed to the original payment method within 7 business days.
• For COD orders, refunds will be issued via bank transfer or store credit.

5. Failed or Declined Transactions

• Grainsstore.com is not responsible for delays caused by failed or declined payments due to bank or gateway issues.
• Customers are advised to check with their payment provider in case of transaction errors.

6. Security

• All online payments are processed through secure, encrypted gateways.
• Grainsstore.com does not store sensitive payment details such as card numbers or CVV codes.